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What Rules Govern Monetary Gifts To Adult Children?

I would like to give some money to my children. I will NOT have a taxable estate at the time of my death, Does gift still apply to amounts over $10,000? Does income apply?

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4 Responses to “What Rules Govern Monetary Gifts To Adult Children?” (Click To View)»

  1. Ed Atun Says:

    You can give more than the minimum as long as you fill out the form for the IRS which credits this amount to your eventual “total estate”..

  2. MoneyMan Says:

    Good question, and some good answers. The annual gift-tax exclusion for 2009 is $13,000 per person. To the extent your annual gifts exceed the exclusion, you file a gift-tax return, and simply chip away at your lifetime $1 million exclusion. No tax implications to your kids.
    Disclaimer. The information in this response is for general purposes only, and shall not be construed as specific tax, legal, or investment advice for any individual. The questioner is urged to contact their own professional advisers before implementing any tax or investment strategy

  3. Wayne Z Says:

    The current Gift Tax exemption is $13,000.
    If you give over $13k to any one person in any year, you need to file a gift tax return. Most likely, no gift tax will be due.

  4. the tax lady Says:

    See IRS pub 950.
    As the above poster stated, the first $1,000,000 in taxable gifts is just paperwork.

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